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মিডল্যান্ড ব্যাংক এ কিভাবে স্টুডেন্ট একাউন্ট খুলবেন সুবিধা অসুবিধা | Midland bank student account


 মিডল্যান্ড ব্যাংক এ কিভাবে স্টুডেন্ট একাউন্ট খুলবেন সুবিধা অসুবিধা | Midland bank student accountMidland bank student account

MDB COLLEGE SAVER

MDB College Saver is a daily interest bearing and monthly interest paying savings account for college/University students.


Title Details

Eligibility 

Any Bangladeshi college/university student with photo ID document as applicable for savings account

Age 18 years and above

Availability 

All MDB branches

Initial deposit amount 

Tk 500/

Interest Calculation 

Interest will be calculated on daily balance of the account. If average balance of the accounts falls below Tk. 2000/-, client will lose the interest for the day.

Interest Accrual & Payment 

Interest will be accrued on monthly basis and paid monthly basis.

Key Benefits 

Interest calculated on daily balance

Interest is credited to account on monthly basis

No debit card Fee

Waiver of account maintenance fee

Free internet Banking.

Joint Applicant Option 

Applicant can open account either in the single name or in the joint names. Both applicants must be college/university students, age 18 years and above.

Debit Card 

Debit card is mandatory

Cheque Book 

No cheque book will be issued against the account

Account Maintenance Fee 

Waiver of account maintenance fee

Account Closure Fee 

NIL

Maximum allowed debit transaction per month 

Maximum 10 (ten) debit transaction are allowed in a month to qualify interest for the month

Tax, Excise Duty & VAT 

Will be deducted as per NBR rules

Required document 

Bank's prescribed AOF (signed by the applicant)

ID card of the college/university

Three PP size photographs of applicant(s) attested by bank official/any person acceptable to MDB

Copy of valid photo ID like; Passport, NID, Driving License etc.

One PP size photograph of nominee attested by account holder

Introducer's Eligibility 

Any existing MDB Bank account holder or

Any MDB officials (including Direct Sales Officer)



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